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Is 80% Pay Too Much?

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I was just having a conversation with a friend who has been off work over a month now on 80% of pay (their employer is not topping this up). They were saying that they have been asked to go back in but they refused. Whilst their job has limited contact with others, their main reason for not going back was that they would rather be on 80% of pay and be at home, as they aren't paying for fuel, travelling costs, parking etc. Of course they didn't say that to their work just said they didn't feel safe etc.

So, this got me thinking. Is 80% too much and actually not encouraging people to return to work? Clearly this can't be sustained for long term by the government but would people rather be off work on 80% or in.

And this is not me, I'm a keyworker so am in work!

rararachel
3 months ago
What do you think of this?
blacklabrador
blacklabrador3 months ago

Once the government deem it safe for people to return to work the 80% will be stopped anyway.

While it's still available I don't see any real problem with people using it.

A few people I've spoken to would love to get back to work asap as they are bored at home.

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Dennab
Dennab3 months ago

blacklabrador A few people I know are the same. They want to work because their jobs aren't just about earning money. It's part of their life.

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rararachel
rararachel
Original Poster
3 months ago

Yes, I've been working from home and I miss the interaction from work, Skype isn't the same!

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lilyflower
lilyflower3 months ago

They should have been offered the equivalent of job seekers allowance of basic state pension, and get the same as a lot of people has to live on.

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Dennab
Dennab3 months ago

lilyflower I think that's unfair because we're talking about people in all wage brackets. JSA wouldn't pay the bills for someone on £35k. I can see where you're coming from ie. some people don't deserve the money but it also applies to a select few on benefits all of the time who don't work at all ever, and could. I suspect (and hope) those who see this whole thing as better than not working are a minority.

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lilyflower
lilyflower3 months ago

Dennab For starts I never said "some people don't deserve the money"! Totally agree JSA would not pay the bills of someone on £35k but they won't have all those bills, they can't travel, eat out, socialise, mortgage holiday, suspended bank overdraft interest, and they have a job to go back to. Give everyone enough to cover basics including the self-employed and those who had just moved jobs, some of whom missed out due to 'yearly income' or the 'cut off date' for employers claiming. Wait until Boris asks how to get the money back and Tax/NI goes up, that won't be fair either.

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Dennab
Dennab3 months ago

lilyflower I'm sure you're right with that latter point about Boris. The tories aren't about to start taking more money from the rich! We'll all be paying more tax no doubt. A friend of mine has no income due to going freelance recently so no 2019 tax return. Another has nothing because she was a recent new starter. I can't see how they could make someone who is used to shopping in M&S for their food, pays 80 quid a month for broadband, has a car on lease for 350 quid a month and so on suddenly pay for all of that with JSA. You'd be solving one problem giving that money saved to people in my friends' situation but creating another by unfairly penalising those people who usually earn a good wage.

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lilyflower
lilyflower3 months ago

Dennab the old sayings "cut your cloth accordingly" and "save for a rainy day" come to mind, also if a person is made redundant they have to manage. I'd be looking for cheaper broadband and car.

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Dennab
Dennab3 months ago

lilyflower I do see where you're coming from but I am looking at it from the government's perspective. I fully agree it would be healthy lesson in finances for some! Changing a car though? It's not something you could realistically do under current circunstances if you're signed up to a 5 year lease in what is ultimately a short term problem.

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lilyflower
lilyflower3 months ago

Dennab My comments were general comments and not for this specific period in time. Some things you can't change in the short term but it may prompt some to look at 'high value expenditure' and reconsider when agreements/leases are up.

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Dennab
Dennab3 months ago

lilyflower Ah I see. Yes I have to say it has encouraged myself and my other half to rethink the way we do things and will have a positive effect on finances, hopefully. There are also the health benefits of course. We've been going out walking which is something we never did before. I certainly didn't. We're eating less, spending less, doing more exercise and appreciating the simple things in life such as wildlife and local architecture. I hope others are doing the same.

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lilyflower
lilyflower3 months ago

Dennab It can be done. I've always saved, wage was 1/3 tax man, 1/3 living, 1/3 save. It pays off, Partner and I retired early to enjoy life and beat stress, only income now is allocated monthly savings 😞 we may be poor but we are HAPPY and ALIVE much better than being rich and dead. PS. we sold the car and walk.

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Dennab
Dennab3 months ago

lilyflower I like cars too much to go that far. However, I buy cheap (£hundreds not thousands) and secondhand! I can't say I have been as sensible as yourself with money but learning. Happiness is indeed the most important thing to have and I therefore feel very lucky to be stuck in this mess with the person I married. People with cars worth £50k sitting on the drive outside their house in a popular area will suddenly realise that excess money is worthless at times like this and indeed over the long term in life generally.

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lilyflower
lilyflower3 months ago

Dennab I couldn't have coped if I'd still been with the ex. The car was used for his work, I got the bus, we now walk to supermarket 10 mins way, was daily to get 'yellow stickers' now weekly with the 'cabin' bag to bring back the haul. Now is the time to learn fast and retire early, it's great 🙂

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Dennab
Dennab3 months ago

lilyflower That does sound like a great life. I still reminisce about the time I went in an Asda just in passing and came out with virtually all of the whoopsies. We bought bags of milk for something like 5p and froze them!

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lilyflower
lilyflower3 months ago

Dennab We put the difference between what we paid and it would have cost in a savings account, last year it paid for new washer and TV and half of holiday, this year up to £332. It's surprising what you can save, only buy what you would have normally and go for 'wonky' veg it's no different.

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Dennab
Dennab3 months ago

lilyflower Good advice, thank you. Our TV is always a talking point when I tell people how to save money. It came from a man on Freecycle. It's big, only a few years old and 4K (not that it matters) and the only thing wrong is a slight blue tint. It's not enough to make a massive difference though. We have never paid for a TV. As far as veg goes, we're only going to cut it up anyway. You'd think it would be obvious but that programme Shop Well For Less shows how clueless some people can be!

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nina090976
nina0909763 months ago

No,it's fair pay to say the least.People that are furloughed are still employed with a company,none of them could've predicted this,.employees/self employed have.paid into the system so should be safeguarded.It's the right move...

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Golfforall
Golfforall3 months ago

As far as I'm aware they can't refuse to go back to work and take the 80% pay if their workplace is still operating . Of course they can claim symptoms but that will only work for a couple of weeks .

Working is not "optional" under the scheme - perhaps they are just "pulling your leg" or trying to appear clever ?

On the subject of is it too much or not enough I suppose it depends on peoples budgets and what they normally spend their money on .

Travel to work , parking etc is a large expense for some but not for others .

I like many have to go to work but am saving a fortune as Pubs and my Golf Club are closed ! Many people who rely on not just 100% of their wages but overtime as well to make ends meet will not be doing so well on 80% of basic .

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rararachel
rararachel
Original Poster
3 months ago

No they are not winding me up, they are deadly serious. They are intending to refuse to go back to work as long as they can get 80% using whatever excuse they can, e.g. they are other people in household have symptoms, etc. They said they are actually saving more money avoiding commuting costs and other extras and of course with limits on what you can do they aren't spending as much money.

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kikogpe
kikogpe
Mentor
3 months ago

Golfforall You are right!

The furlough letter makes it very clear that the company has a 1 week notice to call the worker back, it is not an option for the worker to return to work or not. If he refuses, he will lose his job.

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Golfforall
Golfforall3 months ago

rararachel Looks like a case of intellectually challenged folk (don't understand the rules ) trying to be clever and milk the system . It won't end well for them .

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rararachel
rararachel
Original Poster
3 months ago

Golfforall I suspect not. At a time when I'd be worried about actually having a job to go back to and the future stability of the company I would be jumping through hoops. Their OH is adopting a similar approach so they are both off on 80%. Some people 🙄

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Ann1984
Ann19843 months ago

The 80 percent cut in our wages just covers bills and food hope it don't go on any longer because we got a 600 downfall a month people get jsa but they also get rent poll tax paid we have mortgage and don't won't to take on the holiday payment not just yet. Where government gave extra money to people on benefits OK only 20 quid but they didn't really need it they didn't work in first place. Plus they were given bank transfer for food from schools am sorry how did they feed their kids in holidays I have witnessed people buying cloths from that money or vouchers. And working took a cut sorry but its always working that get targeted I will always have my opinion on benifits when it's abused by millions and some genuinely need it and next working taxes will rise to pay all this money handed out my rant of day

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rararachel
rararachel
Original Poster
3 months ago

Ann1984 thank you for giving an overview of your circumstances. Clearly someone people like yourselves need and want to get back to work.

I'm predicting things like public sector pay freezes and VAT increases once we return to some sort of normality.

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Golfforall
Golfforall3 months ago

Sadly what you say has and will always be the case for those who know how to "work" the system .

When the government is trying to support tens of millions of people in a matter of days there are bound to be winners and losers . The losers are of course "News" the winners are not , so we hear little about those people .

It is a National Emergency (indeed a Global Emergency) yet we have food rotting in the fields as very few Britons want to do the picking even in this weather . So companies are flying planeloads of Eastern Europeans in to get some of the produce picked .

Perhaps if this lockdown persists for much longer medically fit recipients of the various support payments could each be required to do , say, 2 weeks Land Army service to aid the Nation in such trying times .

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AnnBerry
AnnBerry3 months ago

As far as I understand it they cannot refuse to go back to work, it’s a one week recall that they agreed to as a condition of getting the furlough pay. If they want to stay home then they better get used to benefits, they’ve already been home a month and still received 80% of their pay for doing nothing !

I also think it’s an insult to all our key workers who are still working on 80% they are still going to work every day usually in front line jobs the most risky at this time.

I hope they aren’t standing on their doorstep clapping for our heroes on 80% pay while they refuse to go back to a low risk job because being at home is more convenient !!

As someone mentioned we are flying in Eastern European’s in to do the jobs British people think are beneath them. If this person wants to top up his 80% he should have been applying for those short term jobs that we desperately needed people to do, and yes while furloughed you are allowed to find work as long as it’s not during the time they would have been at work and not the same job. I know a lot of people, my son included, that while very grateful for the 80% they are getting it doesn’t cover everything so have found a few hours work doing things like care, overnight supermarket work etc.

These financial measures are totally temporary and there is definitely going to be some claw back, be it higher tax/ vat or wage freezes it will happen. So when this person complains about these measures in a years time you can remind him of the month he sat on his backside while being paid !! X

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Dennab
Dennab3 months ago

Regarding the working in fields as fruit pickers, they are quite specific locations. My other half would be out doing that if not. I can't believe people in those areas with a chance to earn a few quid while getting some exercise in nice weather are not jumping at the chance! What a bunch of lazy b......

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