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Is It Better to Pay Cash or by Card?

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Is it better to pay cash or by credit card?

We either pay by cash or card at super market or stores... what do u prefer?

Should we pay in cash?

Should we pay by card?

JyotiAgarwal
over a year ago
What do you think of this?+20 points
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JyotiAgarwal

I personally prefer paying by card, bcoz it is hassle free... no round ups, no messy chillers...

it is convenient for the cashier and the customer.. I hardly carry any 💰 cash Image

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PhilipMarc

At a store? Depends if they accept VISA/Mastercard or cash only.

Online? You better pay with a credit card so if you get scammed, you can claim a charge back to get your money back.

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AgnesFaludi

Card....cash is very dirty, because a lot of people can touch it in one day....

Also the coins destroy your purse...

Honestly I have no cash anymore, just cards.

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BORDERJOE

I agree about coins being dirty and wrecking purse...and pockets too... but I feel bad using contactless to pay for small amounts...and if I'm honest...I'm not sure I fully trust the security of contactless tho I'm using it now due to Covid concerns.

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AgnesFaludi

BORDERJOE u can get a revolut card . They offer a service, you can get a digital card for each payment and it changes...using the app

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Mango4

Both prefer cash for smaller amounts , but cards for larger purchases, always carry some cash just in case because even now not every where accepts cards.

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Imnotcheap

I prefer contactless rarely carry cash its quick and convenient although cash is easier for budgeting

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SarahBenne67061

I can’t be dealing with cash, haven’t used it more than a few times a year for probably the last 10 years... my husband hates using card and prefers going to get cash out the bank which makes no sense to me 🤦🏻‍♀️

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lornaae

I think especially right now it's better to pay by card to limit contact with cashier

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stuartsmith544

In terms of budgeting then cash is king but for convenience then your best to use Card.

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BusySparrowMum

I prefer card tbh.

I always carry a small amount of cash just incase we go somewhere that only takes cash but usually everything on the card !

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neo1

I've always been a cash person ie if i dont have the cash in my pocket then i cant spend it. But due to covid I've got to be sensible so am just using a contactless card for the mo

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ACR

At some point in the future you may not have a choice. There are a lot of places in my area that no longer accept cash payment. You can only pay by card or app. The number of cashless shops, cafes, etc has grown as a result of COVID-19. Personally, I prefer contactless payment by card, as I find it's faster and more convenient.

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G0501

I always use my card since we can pay quickly for small purchases by contactless.

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Mick82

I find it spend less when paying cash can get careless with card payments

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marmus

I wonder if anyone is concerned about privacy and other liberal stuff. With credit card payments, all information about you is accessible by third parties. Its your choice to leave a trace or not

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Deleted57447

I prefer card as it's way quicker and easier. Saves time for me and others in line don't have to wait long. I sometimes do cash but I usually already have it ready and counted before going to the register.

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SonsOfPitches

Card, less hassle. Electronic transaction which shows up on my bank and I'll have proof of purchase

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hspexy

Card is much more convenient, particularly contactless. And using a credit card gives you added security

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djpatchy666

Card providing its contactless. typing your pin number into the reader not a lot off difference in handling cash as many have touched

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EmmaDare

I prefer to pay by card just because its convenient especially contactless. Very rarely handle cash anymore

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ch7leach

99% card as it's way easier

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Dennab

Contactless credit card. Protected and hygienic.

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JyotiAgarwal

The only cash I like to keep is a 1 pound coin for trolleys for shopping Image

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tunisianangel

I like card most times but will pay cash

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PhilipMarc

This whole cashless system we're going into concerns me a lot (and especially when CBDC launches) so I've decided I'll try to use cash much as possible and use mom and pop stores and flea markets to not pay tax from items I'd need. Unfortunately it's pretty hard to avoid paying taxes altogether.

We live in a world of "convenience" and cards aren't even that anymore for some, instead they use their palms and face.

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loooo666

Card all the way. No problems about being shortchanged or fake money being used.

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Midnightflower

I don't mind using my card but I don't want to live in a cashless society, so I try to use cash. I find it surprising so many shops and restaurants don't accept cash any more.

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jam45

I pay with both. Cash for small purchases like the markets, newsagents and card for expensive items like tv, washing machine.

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devonlass

I only use my card, I'm housebound and I don't have a branch of my bank in my town.

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JyotiAgarwal

devonlass what do you do with all the 1p and 2p?

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devonlass

JyotiAgarwal I don't have any 1p or 2p, I pay by debit card for everything 😊

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TiaTia

I use my cards for online and large amounts of money but like to use cash when out and about.

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eyeballkerry

I much prefer paying with Apple Pay, that way I am not carrying cash. I can’t remember the last time I used cash.

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MelissaLee1

I prefer cash because you can monitor what you spend.You feel it leaving your hand

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Eelwed

absolutely card, clean and hassle free

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