Credit Score Issues
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So I have done literally everything I can to improve my credit score, but it dropped considerably (for no reason!) earlier in the year and it’s not changed since then. I have one credit card, with a low limit as I don’t earn enough to get a higher limit - I use it every month to pay for fuel and it gets paid off every month in full. I have no debt, I have a bank account I’ve had since 2006, I’m on the electoral roll, I have one item (my sofas) on finance which is nearly paid off, I have never missed a bill payment, I’ve never missed a finance payment, I’ve never had a loan, I’ve never been in debt and I am a homeowner with no mortgage. But yet my credit score is 350. This is insane to me! I don’t understand why it dropped when nothing had changed and I don’t know what more I can do to make it go up, any advice??
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