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How Often Do You Write a Cheque?

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I haven’t written a cheque for a couple of years, it took me ages to find my cheque book to issue one for my daughter as she doesn’t have a cheque accoun book. It’s amazing how times have moved on as I aiways carried it around when shopping.

When was the last time you wrote a cheque?

Pjran
a week ago
Comments+20 points
Lynibis

So many more than a couple of years, in fact more like twenty. I wrote a letter to a magazine a few years back and received a cheque for £10 in the post, I remember thinking it was such a hassle to have to physically take it to the bank to pay it in lol.

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Pjran

Lynibis I love the new banking app where you can take a photo of the cheque to pay it into your account.

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Lynibis

Pjran Not heard of that one, but doubt now that I will ever have the need to use it, I should have realised there would be someone finding a way to get around physically paying it in.

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Pjran

Lynibis I occasionally receive cheques so it’s great not having to travel to town to pay them in. Of course we don’t have any branches in our nearest town.

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Imnotcheap

I can't remember to be honest not sure if I even have one anymore. I think I only had one for sending money to school for my eldest and now its bank transfer which is easier

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Pjran

Imnotcheap transferring money from one bank to another is the norm. I used to write loads when shopping in M&S and John Lewis, it was just the standard thing to do. I was surprised when my daughter asked if I still have a cheque book and could I write one for her.

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Imnotcheap

Pjran im not sure if my 2 youngest children would even recognise what a check book was. Not many physical banks left to pay them into

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BonzoBanana

I can't remember the last time I wrote a cheque and I haven't had a cheque book for what feels like at least 15 years. I did receive a premium bond win cheque I had to pay in a year or so back but now have linked my bank account.

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hspexy

Gosh, it’s been perhaps 2 decades or so - definitely not the quickest way to pay for something & would probably struggle nowadays to write it out without making an error & needing to sign against the error lol (it’s also been a while since I’ve put pen to paper!)

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Saver1

I didn’t know that you could still use cheques anymore . Must be 20 years or more.

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TheChimp

A what? 🤔

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SassyBee001

Used to write cheques for my kids to pay for trips or school clubs and that was years ago. Bank transfer much easier and convenient, but the older generations still using this method.

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KateGriff169

Don't think I've ever written one tbh not to my memory anyway. I remember you always used to get chequebook when opening a bank account, I don't think they even do that now do they? Not sure if you can request one but I'm sure I always remember you would always get one when you opened the account

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Pjran

KateGriff169 I don’t think banks offer cheque books nowadays which is why my daughter has never had one but needed a cheque for something.

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KateGriff169

Pjran you'd think they'd be out of existence now tbh especially when you got bank transfers, PayPal, standing orders etc. So much easier and simpler than writing out cheques

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Glitterandgold

I dont think iv ever written a cheque out tbh & its a while since I cashed one. My grandad used to send me a cheque each Christmas. I still have the last one he sent me with his letter as I never got around to cashing it.

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Sherrifffroggy

Once in a blue moon. I think I know where my cheque book is. It's probably been a couple of year now.

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Jerseydrew

These days? Never. I'd have to think about it before writing one as its been years

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TiaTia

I haven't wrote a cheque for many many years but have occasionally received one and just paid it into my bank through my banking ap, didn't even need to visit the bank to pay in. Funnily enough.I was tidying out my filing cabinet and found a cheque book in there and only destroyed it in the last couple of weeks as no longer use it.

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Pjran

TiaTia I didn’t think I needed my cheque book anymore so filed it in a safe place. So safe I forgot where I’d put it 😂

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TiaTia

Pjran haha that's the sort of silly thing that I do, put something somewhere safe and forget the safe place 😅. Glad you found it though.

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jms19

I think I've written a cheque less than ten times in my life total and i'm 36. I remember being taught how to fill one out at school but never really had to do it to be honest. Since I've had a proper bank account there has been online banking and debit cards so always can just pay that way which is easier and obviously a lot quicker.

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martinlufc5637

I have never written a cheque in my life, I've received a few but I never even wanted a cheque book,

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AlysonC

I think that the last cheque that I wrote was over 20 years ago for our milk delivery and no longer have a cheque book.

We used to have a few Paying in Slips at the back of the cheque book, but as I used to get paid weekly by cheque back then, I used to get an extra book of these plus extra envelopes as we used to belong to Girobank so it was all banking by post.

I recently received a cheque and didn't know how to deposit it online. We no longer have a bank on our local high street so we had to go several miles to the nearest bank.

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Pjran

AlysonC There are no banks near us, nearest town is 12 miles away. So not only the travel costs but car parking too.

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eyeballkerry

I have not written a cheque in years. My brother lost his driving license due to drink driving and he needed a cheque sent off to pay fees to get a new drivers license. It was only my mum out of all the family who had a cheque book. The other alternative was a postal order from the post office and not sure you have pay a fee on that. By the way, my mum probably paid it and my brother didn’t pay her back!

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Pjran

eyeballkerry wow, I hope he’s learned his lesson but I’m surprised he was caught we never see police around here. Good job your mother still has a cheque book.

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eyeballkerry

Pjran Has he leant a lesson, no. He got caught but because of the law you can still drive until your court case. Which meant he was still drink driving. He pleaded not guilty although it read over 90 on the gauge. He had to wait to go to a higher court, so out on the road again. Finally went to court, got found guilty. My mum paid his fines, probably with a cheque book! He is now claiming every benefit, still drinking and off to Turkey next week to get his teeth done as it has lost all the top ones most probably through alcohol, vodka and coke and bad diet. So peoples taxes are being used for this.

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Pjran

eyeballkerry how on earth could he rack up money from benefits to pay his dental treatment. I hear of many deserving cases really struggling to get by on benefits.

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eyeballkerry

Pjran He has racked up enough money because he lives with his mum, my mother. She then writes the cheques when needed! Seriously she bails him out all the time. It got himself into £6000 worth of debt and she said pay it off gradually and don’t worry about paying rent. She helped him court fees after his drink driving offence. She cooks, cleans and does all the shopping. I forgot to mention she is 87 and he is 59. Yes, I scream everyday inside.

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Pjran

eyeballkerry your mum is doing exactly the same as many other mothers. It doesn’t matter how your child is your natural instinct is to help.

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eyeballkerry

Pjran I completely understand as being a mother of four, you always want to protect them no matter how old they are. But she is helping him kill himself with his lifestyle. She allows him to vape in the house, ok he will still vape but maybe not as much with the inconvenience of having to leave the house and stand in parking area. She knows he drinks but says it’s only a couple a week whereas it more than a couple a day. She has tried talking to him but he just shuts down and says leave me alone. He threatens to leave home and in response my mum says no stay because she knows he won’t be able to look after himself. But last time he said he was going she said ok. He said he is moving out in September but can’t see it as now it is off to get his Turkey teeth done. I can see something going wrong and mums cheque book will be ready again.

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darkerchilly

I have not written a cheque for more than 25 years. Last year I had a cheque that wouldn't go through the app and I had to order a paying in book as it was a 4 hour round trip by bus to the nearest TSB and to put it in the Post Office I needed a paying in slip. When I was ordering that online there was a box for a chequebook so I ordered one for nostalgia's sake. It wasn't much of a thrill, recalling writing cheques just before payday and praying that they wouldn't bounce before the money got there. One thing about cheques that confuses me, if you are a bank and insist on personlised paying in slips for cheques, in the name kinder eggs, why don't you just have a download in online banking that spits out a page of personlised paying in slips for you to print and use. So for this particular cheque which was for 57p after Tesco closed Clubcard+ I was determined to cash it because Tesco's weren't getting it, as they get enough of my money already. So it cost Tesco say £1.57 to send out the cheque, then it cost TSB say £1.50 to send out a personlised paying in book. Then it cost them let's say 50p for accepting the deposit via the Post Office. So that is an approximate cost of £3 just to give me 57p. These people are supposedly Captains of Industry, I think they should get a few paupers on the board and they would see where they could make savings that didn't involve sacking workers and bilking savers just because they don't care enough about the small stuff. RANT OVER, MENTAL HEALTH RESTORED 🙂

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Pjran

darkerchilly that was certainly time consuming to cash that cheque but you did it on principle. Well done.

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JLouM

I don't write them but still receive a few. My parents will never use online. I only succumbed because all my branches disappeared. I would still prefer branch if I could but I have to go with the flow.

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Sammycb

My mother in law always writes out a cheque if she's giving money as a gift. She says she likes the recipient to have something she can hand to them, and then she transfers the cash to their bank accounts. She has been known to take the cheque back and use it the following year 🤣🤣🤣

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Pjran

Sammycb that sounds so charming 😇. At least you can give a cheque as a gift but remind your mother in law that she’ll need to increase the amount with inflation.

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Sammycb

Pjran I'll need to keep that in mind 🤣🤣🤣 she told my husband to cash his cheque even though she'd given him the cash. Blue eyed boy he is 😊

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Pjran

Sammycb obviously her son deserves double payment. After all shes in charge and no doubt he treated you too. When my mother in law gives cash to my husband he just gives it to me to put in my purse.

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Sammycb

Pjran, my husband is currently in hospital awaiting a heart transplant so I think my MIL feels she's doing something to help out 😳

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Pjran

Sammycb I hope the operation goes well and he’s soon on the road to recovery 🤞

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Sammycb

Pjran thanks for that 😊

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chele44

My dad is only person I know that still has a cheque book (he’s 89). There’s still few companies out there that prefer to be paid by cheque and then my mum, myself r 1 of my siblings go to dad with cash r transfer money into his account and he writes cheque for us. Even then it’s maybe only 2/3 yearly he writes now

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EssexLady

I personally have never written a cheque. I still get them as gifts which I don't mind, as my online banking app can scan them in.

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Pjran

EssexLady it’s generally us oldies who had to constantly write cheques for paying utility bills etc.

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