I think these sort of windproof gilets are excellent for this time of year, and really help at the start of morning rides. The one I have is designed for running, and the arm holes flap a bit on the bike so I wanted one that was cycling-specific and this seems to fit the bill...
I'm a big fan of Decathlon in terms of bang-for-your-buck, and there's a link to a glowing review from Road.cc:-
road.cc/content/review/197885-btwin-aerofit-road-cycling-gilet
That review states that it's a "Excellent race-ready gilet that impresses even in poor weather" and when reviewed at £40 - "The quality and finish is pretty exceptional when you consider its £39.99 price tag."
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