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Get Your 14 Day Free Trial Today And Check & Correct Your Credit & Score
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Get Your 14 Day Free Trial Today And Check & Correct Your Credit & Score

Available from Myukcreditreport
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MyUKCreditReport.co.uk is a reporting service, who retrieves information from a UK Credit Reference Agency. Credit reference agencies give lenders a range of information about potential borrowers, which lenders use to make their decisions. The information shared may include information about your previous credit history. They hold certain information about most adults in the UK. This information is called your credit reference file or credit report.

Most of the UK's major lenders have agreed to share details of their customers' credit agreements with the Credit Reference Agencies. When you apply for credit, you provide the lender with permission to check your credit profile with the Credit Reference Agencies. This helps them to decide whether you can afford to take the new credit and whether you are likely to maintain the payments on any credit agreement you take out.

Credit reference agencies can only change the account details they hold with the lender's permission.

Your Credit Score is based upon your credit history as recorded. This is the information included in your Credit Report. You can use your Credit Score to see how your credit history might influence a lending decision.

A higher score suggests that you will probably find it easier to borrow money or buy goods on credit. It is only a guide to help you see how your credit report information may affect a lender's credit decision. It does not guarantee that you will be successful when applying for credit.

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