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SMI Exempt from Council Tax (Not Commonly Known)

SMI Exempt from Council Tax (Not Commonly Known)

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Mrmac
13 days ago
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Little known allowance on council tax for people with mental health issues.

Check yours free and apply from this site.

Discounts for disabled people

People who are severely mentally impaired aren’t included when working out Council Tax.

You also aren’t included if you’re a live-in carer looking after someone who isn’t your partner, spouse, or child under 18.

Apply for a Council Tax discount.

Disabled Band Reduction Scheme

You may be eligible for the scheme if you live in a larger property than you would need if you or another occupant weren’t disabled.

You’ll have to show that you’ve either:

an extra bathroom, kitchen or other room that you need for the disabled person

extra space inside the property for using a wheelchair

The property must be the main home of at least 1 disabled person. This can be an adult or a child - it doesn’t have to be the person responsible for paying the Council Tax.

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studentgirl123
studentgirl12313 days ago

Wow, thank you for sharing this - I'm sure a lot of people don't know about this and it could really help!

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MaxineChidlow
MaxineChidlow13 days ago

I know someone that will really benefit for this information thank you

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MumOfThree
MumOfThree13 days ago

I didn't know this hope those who do need the reduction are aware of this

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rickyssound
rickyssound13 days ago

Its good but theres alot more to it then that.

In most cases its cheaper to just pay the bedroom tax or council tax as they tend to up your rent or down your benefits where you end up losing more. You should apply for Housing discretionary at the very minimum if your struggling.

See youl think oh brilliant Im exempt but then your rent goes up Or great I will get a carer but then you lose your carers allowance to the carer and your rent goes up.

Theres just so much more to it and not many people will tell you the truth.

Try passing a assesment for Mental health, Anxiety, depression and Im sure youl fail like I have several times.

Just saying Ive found its cheaper to just get the disretionary and pay on both bedroom tax and council tax as they will take it off you in some other way.

Take care.

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LouiseWhelan163
LouiseWhelan16313 days ago

rickyssound yep people defo need to think of the bigger picture - as they could end up worse off! Fair point, as we are all trying to get by.

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AgnesMann
AgnesMann13 days ago

No there will be nothing increasing if you meet this exemption. It is in no way linked to means tested benefits such as HB. My husband works in that area.

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TheJay
TheJay13 days ago

AgnesMann I think they meant that by claiming a qualifying benefit it could increase income, which could result in having to pay more rent as their overall entitlement to the housing element of Universal Credit could be less.

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Mrmac
Mrmac
Original Poster
12 days ago

TheJay thanks for your reply.

This isn't a benefit. It is an exemption from paying council tax. An exemption does not have any impact on other benefits.

Hope that helps

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TheJay
TheJay11 days ago

Mrmac You can't claim the exemption without being in receipt of a qualifying DWP benefit (technically you could if the DWP would write a letter confirming someone would be eligible if they applied), therefore by claiming a DWP benefit you could be worse off and lose out on other benefits. This is what others are implying.

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Ziad4321
Ziad432113 days ago

thank you very much for sharing this freebie not many people know about this

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TheJay
TheJay13 days ago

Don't forget that even if someone's doctor would certify that they are severely mentally impaired, they need to be in receipt of a qualifying DWP such as the care component of disability living allowance.

If you are wondering, this is intended for people with conditions such as Down's syndrome, Alzheimer's, some forms of Parkinson's that affect mental capacity. That being said, this isn't an exhaustive list.

Information about Council Tax discounts and exemptions is usually on the reverse of the bill and can be found on your council's website.

It pays to read!

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Mrmac
Mrmac
Original Poster
12 days ago

What you say is true but it covers a wider area than you mentioned. I've practical experience locally helping people with severe mental impairment claim an exemption. Severe mental impairment can cover a lot of conditions. I think we both agree it varies from council to council. Thanks for your reply

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TheJay
TheJay11 days ago

Mrmac I did say my list wasn't exhaustive 😉

It's true it does cover a lot of conditions but ultimately they need to prove entitlement to a qualifying benefit AND their Doctor must certify they meet the definition laid out in legislation.

Severely mentally impaired means a person who has severe impairment of intelligence and social functioning (however caused), which appears to be permanent. 

Ricky mentioned anxiety and depression but those don't indicate that someone has an impairment of intelligence (in isolation).

There are instances where I have awarded it for autistic spectrum disorders as well as the others I have mentioned, but that's because it was certified by the Doctor.

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archanat
archanat12 days ago

Thank you so much for sharing with us

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BeckyMacDonald
BeckyMacDonald12 days ago

I knew about the discount but didn't know about the exception. Definitely going to look into this thank you

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TheJay
TheJay9 days ago

BeckyMacDonald The exemption only applies if all occupiers qualify as being severely mentally impaired. If someone who is SMI lives with you and your spouse, to be entitled to a discount at least one of the other two of you would need to be disregarded as a carer providing at least 35 hours of personal care per week. Subject to completing the relevant forms and providing satisfactory evidence, this would entitle you to a 25% discount. If you both individually provide at least 35 hours of personal care each for that person, you could get a 50% discount.

A carer's disregard discount cannot apply if you provide personal care for 35 hours of care per week for your partner or spouse.

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Eloise1953
Eloise195311 days ago

But is it means tested ?

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TheJay
TheJay9 days ago
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Sarahjb76
Sarahjb769 days ago

Is the discount even enough to be worth all the bother of applying? Seems to be a lot more to it than a simple exemption!

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