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What Advice Would You Give to Your Younger Self?

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If you could go back and give your younger self any advice what would it be? (Or advice to anyone else in general)

ladybugncatnoir
4 days ago
What do you think of this?
chelseaturpin
chelseaturpin4 days ago

My advice would be to run my mouth back at the bullies in school, as school wont actually do anything about it and it'll stop those bullies giving me more crap.

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Mctash
Mctash3 days ago

Love your advice mine be it doesnt mAtter bout popularity cos when you leave school done with no populity in the real world

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Johnny
Johnny4 days ago

“Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it.”

Albert Einstein

If you want to be able to afford to retire – make time your friend, not your enemy.

Start saving into your pension right away.

The earlier you start saving the better.

Why? What's Compound Interest? Here's a quick explanation:

https://www.bbc.co.uk/programmes/articles/5HbJ4bLy3b0HhT48WpqRMTz/a-guide-to-compound-interest#:~:text=%E2%80%9CCompound%20interest%20is%20the%20eighth,...%20pays%20it.%E2%80%9D

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davidstockport
davidstockport3 days ago

Unfortunately when the best interest rate becomes less than the rate of inflation (as it is at present) then although compound interest, is usually a good thing, it is sometimes not the best investment

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Johnny
Johnny3 days ago

davidstockport

Fortunately Pension funds typically invest in a diversified portfolio of assets i.e. mostly company shares and bonds, not simply cash. The compounding benefit comes from the re-investment of the share dividends and bond interest.

Inside a pension wrapper an inflation busting annual yield of 4% or more is currently readily achievable. You can't get that level of return by putting your money in the bank or building society.

With pension savings people also benefit from free money from the government in the form of tax relief on their pension contributions, and often get additional employer contributions too (yet more free money). Other savings and investments don’t have these benefits.

I think compound interest is always a good thing. That is provided you are receiving it (on your savings and investments), and not paying it (such as on credit card debt).

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GSM
GSM4 days ago

Follow your dreams no matter what other people tell you.

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Grannyclock
Grannyclock4 days ago

GSM I was going to say something very similar. I missed out on the career of my choice due to circumstances at the time. It is my only regret.

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GSM
GSM3 days ago

Grannyclock same here. I wanted to study psychology instead of finance but my parents didn't let me.

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Lynibis
Lynibis4 days ago

In my experience, every wrong turn or mistake in your life leads to where you are presently. I could easily advice myself to not marry my ex, being as he was an abuser, but I couldn't be happier now with the love and family life my sons have brought into my life, which I wouldn't have, had we not married.

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possy
possy3 days ago

Don’t get married. Or let a male control you. Spend more time with friends x

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Ann1984
Ann19843 days ago

possy a can’t agree with this statement I wouldn’t be where I am today without my husband he’s also my best friend.

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possy
possy3 days ago

Ann1984 I understand that, I have just had a very bad experience of marriage.

However I wouldn’t be where I am now without my current partner, I have a gorgeous son and run my own business and he has done nothing but encourage me 😘

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hspexy
hspexy3 days ago

Spend more time travelling, and perhaps even spend some time working abroad.

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Stevo1283
Stevo12833 days ago

Nothing cannot stop you achieving your dreams and nothing will, not even covid 19 or anything

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davidstockport
davidstockport3 days ago

I'd advise any school leaver that their education is just starting.

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davidstockport
davidstockport3 days ago

I'd advise myself that although it's a good thing to learn from my own mistakes, it's even better to learn from the mistakes of others.

(unfortunately there are many who don't learn from either).😀

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Glitterandgold
Glitterandgold3 days ago

To appreciate & respect your health. Look after your body because past bad habits will catch up with you.

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Mctash
Mctash3 days ago

I never had health lol what should i do hehe

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jamiepownall
jamiepownall3 days ago

Just because he says he loves you doesn't mean he does. I'd also tell myself that time is a great healer.

Id also tell myself to go and take photographs of the great memories I made with my grandad

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Mctash
Mctash1 day ago

Jamie eggsactly you have the memories hun and were lucky emough to have nown the man

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Mctash
Mctash3 days ago

Be true to who you are not what others want you to be

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Getsome
Getsome2 days ago

Travel as soon as you can! See the world and experience different people and cultures as much as you can as you only get one chance at life so go for it.

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Tk3
Tk31 day ago

Live life to the full and do what I want that makes me happy. There’s so much I’d say 😂

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