1. Home
  2. Chat
  3. Do You Trust PayPal?

Do You Trust PayPal?

Ask a Question

I was dubious about them years ago, but now I’ve realised I use them more than the traditional banks, and if I can pay via PayPal in person I’d rather do that - if you have credit on your account, it’s definitely worth using rather than losing some of it to transaction fees when you transfer it to your bank

hspexy
22 days ago
What do you think of this?
lornaae
lornaae22 days ago

I've always felt safe using PayPal, it's very useful for some things (such as eBay)

Like
Reply
1
tumblespots
tumblespots22 days ago

I use Paypal. Like you Iwas very wary when they first appeared but I do find that during the past year or so I also use them to make more payments than I used to & easily too. I quite like them. 😀 🐞

Like
Reply
1
robyn1988
robyn198822 days ago

I’m the same I will always opt to use paypal if the option is available rather than have to type in my bank details

Like
Reply
ACR
ACR22 days ago

If I'm making a purchase on a less well known website for the first time I feel safer using Paypal.

Like
Reply
LeighReidAtanas
LeighReidAtanas22 days ago

I only generally use PayPal for eBay but up until now have never had a problem it’s quite good.

Like
Reply
MrsCraig
MrsCraig22 days ago

We use PayPal all the time. We use it to pay for things on gumtree/fb and more well known sites and when selling things I ask for payment via PayPal. I have used it more the last year than I previously did, purely because I've been selling things.

Like
Reply
Rach2503
Rach250322 days ago

Yes, I have used Paypal for years and have never had any security issues. I shop online and quite often use it for websites that I have not used before, so as not dishing out my card details again and again.

There are always scam emails going about and I have had a few in the past few weeks. But in the same way that banks state - they will never send emails that require a log in through an attached link. If you are unsure, don't do it, I always say and seek advice.

Like
Reply
Dennab
Dennab22 days ago

They saved my arse when FlyBe went down the pan so yes, I use and trust them all the time. It was started by Elon Musk over 21 years ago so been around longer than most popular websites.

Like
Reply
MeestairChrees
MeestairChrees21 days ago

Was it really? I hadn't realised he started it. He's had his fair share of successful companies!

Like
Reply
Dennab
Dennab21 days ago

MeestairChrees Yes that was one his first big money makers along with another finance venture. That's why he's a multibillionaire! The man is unstoppable.

Like
Reply
1
Dennab
Dennab22 days ago

I don't know where you got the impression that there is a fee to withdraw money. I think there was a long time ago but that is not the case now for a standard transfer. I think they may charge to speed it up but that's all.

Like
Reply
TheChimp
TheChimp22 days ago

My wife uses my account to get payments when she sells stuff.

We use friends and family, or whatever it is, so we pay no fees.

Like
Reply
chelseaturpin
chelseaturpin22 days ago

Yes i feel safe when using paypal

Like
Reply
rararachel
rararachel22 days ago

I think PayPal is safe and I've been able to claim back when things have gone wrong.

One point to mention is if you pay via PayPal but on a credit card through PayPal you don't get the same level of protection you would by paying directly on your credit card. For instance if the company doesn't take American Express but you pay via PayPal using your American Express you don't get the same level of protection you would be paying directly on your credit card.

Like
Reply
1
hspexy
hspexy
Original Poster
21 days ago

Thanks for sharing that information. It’s useful to know

Like
Reply
Liz1
Liz122 days ago

I use paypal always.

Like
Reply
stevea808
stevea80822 days ago

I use PayPal whenever possible, I trust them 100%.

Like
Reply
ukheather
ukheather22 days ago

I trust them as such but don't like them.

Fees are a bit too high but if there is a dispute they often side with the wrong person.

Like if people donate via paypal then chargeback, the person who got a donation is left with a huge chargeback fee of £14 per transaction on top of having to return the persons money for a donation...

If you just use them to buy from companies you probably love them.

Like
Reply
MartinBluck
MartinBluck22 days ago

I trust PayPal, I use it to get payments from receipt/survey apps such as Qmee or Shoppix/Receipt Hog.

Like
Reply
AliceBell64468
AliceBell6446822 days ago

Yes I think PayPal is good for using on online retailers and amazon and eBay. I have used them before to resolve an issue of counterfeit goods and they resolved it quickly.

Like
Reply
BonzoBanana
BonzoBanana22 days ago

Paypal are safe for non-delivery of items but they operate outside UK law. It's difficult to take them to the small claims court and if you use them for payments over £100 with your credit card you lose your section 75 protection on the purchase. I personally would ban them from operating in the UK until they have a proper UK base which may happen when we finally leave the EU.

You can see the reviews here with many people having horror stories and losing thousands.

https://uk.trustpilot.com/review/www.paypal.com

Paypal are used for many scams. Typically people buy from gumtree or facebook marketplace and pay with paypal collect the goods and then simply reverse the payment which is surprisingly easy to do.

The only time I like using paypal is if its misprice or super bargain the fact paypal take the money immediately means they are under more pressure to fulfill the purchase. In the past I purchased a mispriced item from two different accounts. One I paid with paypal which was honoured but the other was a direct credit card transaction and they didn't take payment until despatch and they only honoured the paypal transaction. I think there may be a small transaction fee which is not returned if an item is refunded.

Like
Reply
1
Kat566
Kat56622 days ago

i use paypal all the time but I always make sure I log out after use. I have received a couple of dodgy emails and I have had to change my password once but other than that it's great for making quick online purchases.

Like
Reply
PhilipMarc
PhilipMarc18 days ago

PayPal automatically logs you out after 10 or so mins, anyway.

Like
Reply
Kat566
Kat56618 days ago

Thanks for the information PhilipMarc

Like
Reply
SalmaS
SalmaS22 days ago

My number chose is always PayPal. They're great if your having problems as they'll help you resolve it. I have been getting lots of fake texts saying that my account has been blocked due to suspicious behaviour

Like
Reply
dawarwick
dawarwick21 days ago

I've used PayPal for years and have never had an issue. Just keep your wits about you and all should be ok.

Like
Reply
oliwka85
oliwka8521 days ago

I was charged twice for the service I did not recive. Paypal refunded only one charge and is refusing to sort the issue. I cannot claim again as both claims are showing as already resolved. The seller admitted the error but don't want to give a refund for 2nd charge. They told me they will give me discount if I book with them again. I am not accepting it. What eles should I do now?

Like
Reply
hspexy
hspexy
Original Poster
21 days ago

That sounds like a difficult one. Have you forwarded all your correspondences to PayPal to prove the liability falls with the seller?

Like
Reply
oliwka85
oliwka8519 days ago

hspexy I did but the only what I get from PayPal is that my claim was resolved and that's it. They do not care. I will try again with the seller.

Like
Reply
hspexy
hspexy
Original Poster
19 days ago

oliwka85 that’s a shame. It sounds like they’re trying to wash their hands of it, which is annoying. Is this with an eBay seller?

Like
Reply
MeestairChrees
MeestairChrees21 days ago

Whenever possible, I use PayPal. Partly for extra protection, but also to just free return postage.

Like
Reply
Glitterandgold
Glitterandgold21 days ago

Iv been using paypal for a good while, to send & receive funds. Never had a single issue. I always pay with PayPal if it gives me the option, in fact it irks me when it doesn't.

Like
Reply
hspexy
hspexy
Original Poster
18 days ago

that’s the same for me too. In fact these days I actively scout out the retailers that accept PayPal, include those that sell flights and holidays, as I find those companies tend to have a better reputation

Like
Reply
1
RachelBignell
RachelBignell21 days ago

paypal is very useful, especially for websites, as it’s security features make sure scam sites aren’t successful

Like
Reply
heatherduthie
heatherduthie19 days ago

Paypal is definitely my first choice of payment, it is the safest way I feel to pay online as you don’t have to give them your bank details and if you have a dispute i find they always give you your money back especially if you are buying from ebay

Like
Reply
vickymartin33
vickymartin3319 days ago

alaways use it when selling/ buying items then i can claim back if needed

Like
Reply
PhilipMarc
PhilipMarc18 days ago

I use them often and their PayPal MasterCard which gets me cashback on all purchases.

Like
Reply
Bri92
Bri9218 days ago

Yes

Like
Reply
One of the UK's largest deal hunting communities

Join for free to get genuine deals, money saving advice and help from our friendly community

Kelsey, Tom
& Deepak
Founders
Founders of Latest Deals
We use cookies (e.g. personalisation, analytics, social media). Find out more.