What Age Do You Want to Retire ?
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I must admit I am not a fan of work and I like the sound of retirement. State pension age is a 68 for me, where I live life expectancy is not much past this. I am hoping for mid fifties, what about you?
I work with someone who is 73, lovely lady. 51 is a good age to retire I might make that my goal.
I would like to retire at 55, I am 54, but I cant afford to, but I will retire at age 60 as I will have worked 40 years 
My husband is taking early retirement next year. We have quite a few years to wait for OAP, fortunately have company pensions etc
My husband retired during lockdown and we are in our early fifties. Being a housewife I dont know when I will actually retire!
I think lot of people that had the option would have seen the last year as a good time to retire. It is good to see that lots of people are retiring early, it makes me feel justified in my own plans. Sorry if you are a house wife I do not think you ever get to retire, at least it worked that way for both my parents and parents in law.
Howmuch I'm afraid it is rarely a case of "wanting to retire" usually a case of "when can I afford to retire " ?
Certainly with inflation likely to be 5% - 6% next year and energy bills alone going through the roof ! Those on the state pension , even if supplemented by a moderate private or company pension will struggle to get by .
That is without fulfilling all the things we may have planned for our retirement (which will almost certainly cost money .)
Golfforall Some people never want to retire, I guess they are lucky to find work they enjoy. Not really making big plans of what I want to do post retirement, more a case of knowing what I do not want to do with my time. I think it Is not necessary what my income is but more what I spend that will make the difference. It helped me being born poor, my expectations are realistic. I am sure my kind of retirement would not suit a lot of people. To me a bird in the hand is always best, gambling that working longer will result in an increased quality of life is not for me. I do have feel for people that would like to retire and are unable, I am sure it will become more common as the better pension end.
Be a long time until I'm able to retire and the way the pension age keeps increasing i will probably be in a box before retirement
I hope not, it would be great to see that age come back down even at a reduced rate.
Howmuch Sadly I don't see it happening and this country doesn't have any interest in retired people who don't make taxable money.
SilverSurfer You are probably right, but I do like to fantasise of something better.
I am 68 and do not want to retire until I am physically incapable of working. I had enough of being home alone during the lock down when I could not work. It is easier said than done to get out there and go to clubs and make new friends when you are old, I would sooner continue working with those I know, have quality time with family and then enjoy my time alone.
Great that you Find work rewarding and I am sure you colleges love working with you. It has been hard for people over the last few years, terrible to be lonely. Having something restricted definitely makes you appreciate it more.
Lynibis that sounds like a nice balance you have there. I too enjoy time spent on my own.
Grannyclock yes I have learned to enjoy my time alone and it is a wonderful sense of freedom not being answerable to anyone. Too many folk waste their time waiting for something/someone that may never happen, it might happen but at least live while you wait.
I am already retired but I have just seen a Times Facebook post stating that ‘Couples hoping for a comfortable retirement will need an extra £2,200 a year to maintain their standard of living post-pandemic, the pensions industry has said’.
When we retired we thought we would be getting 5% or so interest on savings but that has dwindled away now. Still, things can only get better, can’t they?
I hope so, I think rates will rise but only back to pre covid levels. I took out a Fixed rate ISA just as Covid started, so glad I did. These rates are definitely hurting people who have saved for retirement.
Howmuch My partner and I 'retired' December 2019 when we had a budget saved to sustain us until pension age, our plan was to do cheap holidays 
. The current pension rate would see our monthly living money increase, we don't spend a lot.
Not spending a lot will be my plan. The things I most enjoy are free, maybe that’s why I enjoy them.
Howmuch we went at 62.5 the original aim had been 63 but my contract was not getting renewed and OH was getting overtaken by stress, we decided to be poor/frugal and happy rather than rich and dead. Nearly 2 years on budget is still in target.
Happy is what I am aiming for. Happiness defined as the absence of misery, not in terms material things.
I want to keep working for as long as I am physically able to as I like to keep myself busy, even if it's just part time.
Though the way things are going, I won't be able to retire until I am past 100 anyway.
Part time is definitely a good stepping stone I imagine it is hard to adjust from full time to retirement. Working until 100, are you in the House of Lords.
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