Cashback Sites and Earnings
Money Saving
After a question about Quidco earnings I decided to find out roughly how much my husband and I have earned over the last few years. It comes to about 5,500 in total, so definitely worth doing!
I think Quidco is brilliant, it's free money and requires such little effort, I've been using it for about a year and don't tend to make big online purchases but it all adds up! And I like that you can withdraw your earnings with top up for certain vouchers etc. I love it 
Grannyclock it is a survey site. You get paid for completing surveys and get rewarded in different vouchers.
I’ve not had much luck with cashback sites. Tried for a while in the past but gave up. I’ve saw Quidco advertised but felt a bit jubious signing up.
mooncat we don’t buy a lot online but have only had a couple of problems. I think you just have to take it slowly and be prepared to learn from experience. My favourites are the grocery cashback sites like Checkoutsmart.
Haven't had much luck with Quidco (tracking and such) so I prefer to stick with TCB. Plus, TCB has a better dashboard than Quidco does.
Cashback websites for me aren't what they used to be years ago, back then there were lots of great deals, but since 2018/19 things slowed down. Meh.
Nowadays, I use PayPal MasterCard which gives me cashback 0.5% (not really a lot, I know) on all purchases and the cashback is deposited every week in one's account. Although, for some reason U.S. clients get 2% while U.K. clients get 0.5%, this is damn unfair. 
PayPal is based in America, but clients in Britain shouldn't get so little.
Yep, seen that though in this aspect they should treat their customers equally fair. Grannyclock
I've never used a cashback site. I've seen them advertised but I've always been a bit dubious of them. Plus there are so many of them I wouldn't know which one to use!
MrsCraig I get quite a kick out of using the grocery ones and I use them all but if you fancied a dabble Shopmium and Green Jinn are good in that they pay the cashback straight into your back. Shopmium pays after each purchase and GJ when you get to £1.50.
Nice work! Topcashback rates are usually better than Quidco and I've had hundreds back via both sites. Don't forget some banks offer cashback as well with certain retailers each month. Another one that I have used is Complete Savings. The issue people have with them is the membership fee. What they don't realise is that the monthly fee can be claimed back with one purchase of any amount from any of the retailers on their site including eBay. As long as you remember to send them a receipt (30 second job) you get the full membership fee back. Cashback is 10% or more for loads of retailers so a lot better than TCB or QuidCo.
LordUnbox A big part of retail online is affiliate marketing. This very website is part of it. Let's say you want to buy a product from the Argos website. The first option is you go direct to the Argos website by typing in Argos.co.uk and buy stuff. The second option is you visit their site via clicking through to it from here, a Google advert or a cashback website.
When you click through to Argos from here, Latest Deals earn commission if you then go on to buy something from Argos. That's why Latest Deals can give people rewards for posting deals etc on here because by posting a deal, you are populating their site with a potential link that could earn them commission.
When you are a member of any cashback site, it's similar. You login to your account on Topcashback for example and then visit Argos by clicking the Argos link on Topcashback. If you then buy something with Argos, Topcashback earn commission. That's where the process then changes slightly compared to Latest Deals. At that point, some of that commission earned by Topcashback is passed onto you. Argos may give them £5 for every £100 you spend so Topcashback may keep £3 and give you £2. You have done nothing other than visit Argos through them. That cashback sometimes takes a few months to appear but it accumulates. Also, if you go through them for high value transactions such as a new mobile contract or switching to a new bank or energy provider, the commission they recieve is much higher and therefore more for you. For example, you can usually get between 50 and 100 quid just by going through the link on their website to a mobile phone retailer as opposed to going direct.
Does that make sense? One simple way of putting it is cashback sites are like having a Tesco Clubcard or a Boots Advantage Card but for everything.
Dennab That's a big explanation! If I understand correctly, all you need to do is open the retailer website through topcashback? Seems quite straightforward. I have purchased a few things from Argos for instance and never got anything for it ahah
I can see some money building up overtime. Thanks for this Dennab
LordUnbox give it a go. It is not often there’s a problem but you can put in a claim if cashback is missing. It is best to delete cookies before going on to the cashback site.
LordUnbox I find it's better to explain things from the ground up and yes, you understand correctly. Once money is built up in your Topcashback account they can pay it as cash or various vouchers (eg. Amazon). I only used Argos as an example so no idea what the cashback rate is for them without looking. The cashback builds up though if you get to know which retailers are signed up (many) and remember to go through it!
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