Personal Savings Account?

It really does depend on what you want AnnaAddams. Easy Access/Fixed Term/Notice Account/Online/Branch. Anything you need to know just ask

Tricky for anyone to actually advise on this thou as everyone is different and it depends on your needs requirements really, but I don't think any are really worth having at the moment as interest rates are so low, however if you have savings you have to put it some where and one of the best paying straight forward instant access account is with Marcus Bank 1.05% at the moment.

Whatever you choose make sure its part of the Financial Services Compensation Scheme (FSCS) as your money is then protected up to £85000 should that bank or financial institution go bust.

The best ones tend to be regular savers offered by some banks. You'll likely need a current account with them too. You're only allowed to put in a certain amount a month (maybe £200/300) but the interest rate is normally much higher than other savings accounts offered by the same bank. I think saving rates have gone down a bit recently, sadly, but they're still better than others.

I've just had a fixed year saving with Atom mature. It's the second time I've used them (it was 1.99% fixed for a year). It is an app based savings and I've been pleased with them. If you check out moneysavingexpert they will have some good suggestions though interest rates for savers are pretty poor.

Had many before. It found best one with Halifax , obviously the % dropped recently but otherwise was great for me loads are very low now as of pandemic but depends how much you have

Of course it depends on each and everyones needs etc but i know Natwest provides 1% on a regular savings account where the account grows by at-least £50 a month and up to £10,000 balance.. which is the highest % Ive seen in retail banks, but if anyone knows something higher please let me know!

NS&I have reversed their decision to reduce rates so have some reasonable accounts. Perhaps worth a look.

It all depends on what exactly you are saving up for. For me, I use a standard cash ISA which I use for saving up money for a rainy day.

If you haven’t got your own home the Help to Buy scheme is a great idea run by the government.