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Left Xmas To The Last Minute? Here's 12 Expert Money-Saving Tips

December 18, 2020, 12:00 PM
Tom Church, Consumer Expert and Co-Founder of money-saving community LatestDeals.co.uk shares his top tips for slaying Christmas on a budget at the eleventh hour


According to a Latest Deals poll, the majority (51%) of people are budgeting £20-50 per person for Christmas presents this year. A further 21% have earmarked £100-300, while 10% have set aside £50-100. Just 2% of those who took part in the poll were not planning to exchange gifts.

  1. Make a list and check it twice. “If you’ve set a clear budget, don't get derailed by last-minute impulse buys,” says Tom. “If you're out shopping on that super busy last weekend before Christmas, take your list with you and don't deviate. Shops will be pulling out all the stops to catch your eye and while it’s tempting to grab a few extra stocking fillers, or trade-up your gift idea for something bigger and shiner, those extras can quickly mount up.”
  2. Fill up those stockings for free. “You can get your hands on a fantastic range of freebies that make excellent stocking fillers on the freebie site LatestFreeStuff.co.uk,” says Tom. “Currently, there are some real gems available, such as a Fenty Skin Toner, personalised storybook for kids, and Dior beauty samples so get them before they go!”
  3. Hunt down speedy delivery services. “Generally speaking, when shopping online you would need to order your presents from UK retailers at least 10 days in advance of Christmas Day to ensure you get your hands on them in time. However, there are some exceptions,” says Tom. “Amazon Prime customers can get their orders delivered by the next day, at no additional cost. It’s worth checking around, as other high-street favourites such as Argos, Next and Marks & Spencer can take orders to the wire but there may be an extra delivery charge involved so do double check dates, fees and availability before you place your order.”


“You don't have to spend a fortune on decorations for your home,” says Tom. “Be inspired by these creative people who have made their own for less.”

  1. Craft a life-sized Christmas Nutcracker for free. Mandy Mowbray, from Bishop's Waltham, made a 7ft-tall Christmas Nutcracker decoration without spending a penny. She used cardboard tubes, a lick of paint and some leftover craft supplies to make the handsome figurine and with the aim of spreading some Christmas cheer. Mandy says: “I secured the arms in place with metal bolts and butterfly nuts. This means it’ll be easy to take him apart after Christmas and put him into storage.”
  1. Make a beautiful festive door arch for less. Sarah Whiteley, from East Yorkshire, “didn’t want to pay a fortune” for the festive door arches she’d seen in the shops for £250 so made her own for £47. She used a metal arch from Amazon, some wet foam brick blocks as a foundation, and foliage from her own back garden. “I bought a red flower garland for £8 and cut it up to add a dash of colour to the arch. I secured the flowers with florist wire so they wouldn’t fly away in the wind,” she added. Some twinkling fairy lights and glitter spray later and Sarah had a picture perfect arch for her cosy cottage.
  1. Design a DIY bauble wreath. Money-saving mum Louise Foster, from Cheshire, crafted a dazzling oversized Christmas wreath with budget buys from B&M, Screwfix and ASDA. The £51.50 project saved her up to £150 compared to buying new. Plus, if you already have the baubles hanging around in the loft, you could crunch down the cost to just £11.50. "When I saw how much similar handmade wreaths can sell for, it felt so good to be able to save that much by making my own," she says. “To get the same result I’d recommend you avoid mixing different sized baubles on the outer edges. Use only larger ones for a more solid foundation. Plus, working from the biggest to the smallest baubles is more visually appealing, as it’ll give the wreath more depth.”


“If you’re travelling to see family, it's easy to get stung by transport costs at the last minute,” says Tom. “Cheap train tickets sell out quickly and the cost of car hire shoots up over the Christmas week, which can leave you with limited options if you want to make the most of the five-day window to see your nominated friends and family.”

  1. Compare the best deals on train tickets. “If you’ve missed out on Advance tickets, you may be able to still get a discount with a Railcard by National Rail, which offers a third off selected train fares,” says Tom. “You can buy one online and use it immediately.”
  2. Clamp down on extra car hire costs. “If you need to hire a car to make your journey, consider any added extras that may save you money in the long run,” he says. For example, you can sometimes opt to pay a slightly higher daily rate to dramatically bring down the excess you’d need to pay in the event of an accident.”
  3. Catch the coach. “National Express coaches are travelling over Christmas, including on Christmas Day and you can save a third on the cost with a National Express Coachcard,” says Tom. “Before you set off, however, be sure to check your luggage capacity, which is limited to your ticketed allowance.”


“If you're the designated host, cooking Christmas dinner can feel like a bit of a slog, but you can load up their plates for less with these great ideas,” says Tom. He shares these three tips:

  1. If you can’t save yourself a trip to the supermarket, you can still speed it up. “The majority of supermarket food delivery slots are now booked up. If you missed the boat, you can still save some precious time by ordering online to click and collect in store,” says Tom.
  2. Seek out the best money-saving food offers. “If you’re on a strict budget, Tesco has the answer,” says Tom. “The supermarket is offering five different festive vegetable packs for 29p each. The offer expires on Christmas Eve but you could pick up extras to prep and freeze to use beyond the festive period and cut your food bill into the New Year.”
  3. Cook some treats from scratch to crunch down the cost. “Making your own versions of festive favourites, such as mince pies, can work out cheaper than buying them ready-made. Plus, it's fun. In our new Facebook Group Cheap Supermarket Cooking - Bargain Meals and Deals!, community members are sharing their money-saving recipes as part of our #bakingchallenge. It’s a great place to pick up a few tips.”
Got a Christmas money-saving tip we haven't mentioned? Tell us in the comments below!What to read next?Save More With These Discount Codes
Jasmine11111 months ago

Hi Tom I been looking this since few hours I really want to say Well done 👍 everyone for sharing money saving ideas good job and Happy Christmas in advance to all 😊

11 months ago

Thank you! Merry Christmas to you too

Jasmine11111 months ago

Tom Thanks

MarianCook11 months ago

The M&S flowers discount was a great money saving present for my friends & family whom are isolating.

Proper Christmas Cheer.

Thanks Tom.

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