Next are offering £10 to new customers who sign up for a credit store card.
You can pay it back straight away if you want, but just spend the £15 to get the free credit. You don't have to use the card again.
For those who can't find the information on the website:
To get the store credit:
- Provide details of your current address, as well as your previous ones (within 4 years).
- Once you have filled in the simple application, you get an instant decision on whether you are able to get an account or not.
This card works like any other store card e.g. new look and works in the same way. Every store card is subject to a background check - even PayPal credit.
Don't get this confused with a credit card as someone has already been struggling to understand the concept. The store card has no interest rates if you keep on top of your monthly payments. Like a bank account, going overdrawn will mean you pay interest, this even applies to the concept of a subscription - forget to pay it, and you end up paying again.
The benefits from Next with their card is to save £10 when you spend £15.
This is on your first order only.
Other benefits include VIP Slots for the Sale.
Factors that affect your credit limit are how you manage your account. So, for example if you pay off your Next Pay Account in full each month, this will demonstrate affordability and will increase your chance of your limit becoming more.
Late payments, or paying the minimum payment each month for a sustained duration may result in a decrease in your credit limit.
Missed payments can mean your account will be suspended.
Hope this has cleared it up a bit
For cheap clothes look at the Next Clearance.
Standard delivery costs £3.95.
If you click on the link, it will take you to a page that shows you how to sign up, questions and answers and the terms and conditions
No. This is a Next Account Card. This is not a credit card. It is a store card in which you can use to buy items using their credit and pay it back as and when you can, with interest the longer you take.
Becky3012 yes so it’s like credit card, loads of shops do it , if you won’t pay on time you get interest charged like credit cards !!! Normally the interest is very high %%%%
loveglitches Yes. It is LIKE a credit card but it is a store card. Just like a New Look card or a River Island card.
Of course they will charge you interest if you don't pay on time. But if you can't pay money back, then you'll know not to get a card in the first place. So if you can't handle it, don't get one. Simple
Becky3012 well you are missing a point here, it’s like credit card that’s it , I am just saying there is high interest so it’s even worse than CC, i am not here for you to judge me if I can or cannot or give me advices what to do hahahahaha, I am just informing people as your post and comments are misleading!!! And of course I won’t be getting it as all the credits from the shops are really rubbish as make you shop mostly in the shop you have the credit , much better get amex or some others will give you better offers .
loveglitches My God I'm really not bothered about your credit card situation. Just move on from my post.
Becky3012 thank you next time try and learn before posting and giving wrong information to people
loveglitches I haven't posted misleading information. It's not my fault you don't understand it
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