Third-party liability Insurance for cyclists
Scratched a car on your way to work or bumped into another cyclist on a ride? This cover will pay those bills (up to £2m), and it's free - if you want.
Who this is for
This cover is for all members of the Laka Club. Whether you are a regular commuter, courier, racer or mountain climber (or any other kind of cyclist), our third-party liability cover protects you when you discover the world on your bike.
The Facts
1 year cover duration
£2m in coverage
£100 excess for each claim
Provided for free if you are ok with receiving occasional emails from us
What is covered
Any amount you are liable to pay including legal cost if you injure someone or damage their property whilst using your bike
International trips up to 60 days per trip
Use of your bike for regular commutes, ride-outs and group rides, commercial use, and races
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